:root{--navy: #0b2a4a;--navy-2: #12406e;--ice: #eef7fc;--ice-2: #dbeef9;--cyan: #0e8fd6;--cyan-dark: #0a6fa8;--wa: #128c4a;--wa-dark: #0d6e3a;--alert: #d9480f;--ink: #1b2533;--muted: #5a6778;--line: #d9e3ec;--bg: #ffffff;--radius: 14px;--shadow: 0 6px 24px rgba(11, 42, 74, .08);--wrap: 1140px;--font: system-ui, -apple-system, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif}*,*:before,*:after{box-sizing:border-box}html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}body{margin:0;font-family:var(--font);font-size:17px;line-height:1.65;color:var(--ink);background:var(--bg)}img{max-width:100%;height:auto;display:block}a{color:var(--cyan-dark)}a:hover{color:var(--navy)}h1,h2,h3{line-height:1.2;color:var(--navy);margin:0 0 .6em}h1{font-size:clamp(1.9rem,4.2vw,2.8rem);letter-spacing:-.02em}h2{font-size:clamp(1.45rem,3vw,2rem);letter-spacing:-.01em}h3{font-size:1.2rem}p{margin:0 0 1em}.wrap{max-width:var(--wrap);margin:0 auto;padding:0 20px}.section{padding:64px 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0}.breadcrumb ol{list-style:none;margin:0;padding:0;display:flex;gap:6px;flex-wrap:wrap}.breadcrumb li+li:before{content:"›";margin-right:6px}.breadcrumb a{color:var(--muted)}.hero{background:linear-gradient(160deg,var(--ice) 0%,#fff 70%);padding:48px 0 56px}.hero-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:40px;align-items:center}.hero-ctas{display:flex;flex-wrap:wrap;gap:12px;margin:22px 0 18px}.hero-points{list-style:none;padding:0;margin:0;display:grid;gap:6px;color:var(--muted);font-size:.97rem}.hero-points li:before{content:"✓";color:var(--wa);font-weight:800;margin-right:8px}.hero-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow);padding:24px}@media (max-width: 860px){.hero-grid{grid-template-columns:1fr}}.grid{display:grid;gap:20px}.grid--3{grid-template-columns:repeat(auto-fill,minmax(260px,1fr))}.grid--4{grid-template-columns:repeat(auto-fill,minmax(220px,1fr))}.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:22px;box-shadow:0 2px 8px #0b2a4a0a}a.card{text-decoration:none;color:inherit;transition:border-color .15s,transform .15s;display:block}a.card:hover{border-color:var(--cyan);transform:translateY(-2px)}.card h3{margin-bottom:.35em}.card p{color:var(--muted);margin:0;font-size:.97rem}.trust-bar{background:var(--navy);color:#fff}.trust-inner{list-style:none;margin:0 auto;padding:12px 20px;display:flex;flex-wrap:wrap;gap:10px 28px;justify-content:center;font-size:.92rem;font-weight:600}.trust-inner li:before{content:"•";color:var(--cyan);margin-right:8px}.prose{max-width:78ch}.prose h2{margin-top:1.8em}.prose h3{margin-top:1.4em}.prose ul,.prose ol{padding-left:1.3em}.prose li{margin-bottom:.35em}.prose table{width:100%;border-collapse:collapse;margin:1em 0 1.5em;font-size:.96rem}.prose th,.prose td{border:1px solid var(--line);padding:10px 12px;text-align:left;vertical-align:top}.prose th{background:var(--ice);color:var(--navy)}.faq details{border:1px solid var(--line);border-radius:12px;padding:0 18px;margin-bottom:10px;background:#fff}.faq summary{cursor:pointer;font-weight:700;color:var(--navy);padding:16px 0;list-style:none}.faq summary::-webkit-details-marker{display:none}.faq summary:after{content:"+";float:right;font-size:1.3rem;line-height:1;color:var(--cyan-dark)}.faq details[open] summary:after{content:"–"}.faq details>div{padding:0 0 16px;color:var(--ink)}.cta-band{background:linear-gradient(120deg,var(--navy) 0%,var(--navy-2) 100%);color:#fff;padding:48px 0}.cta-band-inner{display:flex;align-items:center;justify-content:space-between;gap:24px;flex-wrap:wrap}.cta-band h2,.cta-band-title{color:#fff;margin:0 0 .3em;font-size:clamp(1.35rem,2.6vw,1.8rem);font-weight:800;line-height:1.2}.cta-band p{margin:0;opacity:.9}.tags{display:flex;flex-wrap:wrap;gap:8px;list-style:none;padding:0;margin:0}.tags li{background:var(--ice);border:1px solid var(--ice-2);color:var(--navy);padding:6px 12px;border-radius:999px;font-size:.9rem;font-weight:600}.site-footer{background:#071d33;color:#c9d6e3;padding:48px 0 90px;font-size:.95rem}.site-footer a{color:#fff;text-decoration:none}.site-footer a:hover,.site-footer a:focus-visible{color:#7fd3ff;text-decoration:underline}.footer-grid{display:grid;grid-template-columns:1.3fr 1fr 1fr 1fr;gap:28px}.site-footer h2,.footer-title{color:#fff;font-size:1rem;font-weight:700;margin:0 0 .8em}.site-footer ul{list-style:none;padding:0;margin:0;display:grid;gap:6px}.footer-bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:32px;padding-top:18px;font-size:.85rem;display:flex;flex-wrap:wrap;justify-content:space-between;gap:10px}@media (max-width: 860px){.footer-grid{grid-template-columns:1fr 1fr}}@media (max-width: 520px){.footer-grid{grid-template-columns:1fr}}.wa-float{position:fixed;right:18px;bottom:18px;z-index:60;width:60px;height:60px;border-radius:50%;background:#25d366;display:grid;place-items:center;box-shadow:0 6px 18px #00000040}.wa-float svg{width:32px;height:32px;fill:#fff}.wa-float:hover{transform:scale(1.05)}.form-grid{display:grid;gap:16px}.form-grid--2{grid-template-columns:1fr 1fr}@media (max-width: 620px){.form-grid--2{grid-template-columns:1fr}}.field label,.field legend{display:block;font-weight:700;color:var(--navy);margin-bottom:6px;font-size:.96rem}.field small{color:var(--muted);font-size:.85rem}.field input[type=text],.field input[type=email],.field input[type=tel],.field input[type=number],.field select{width:100%;padding:12px 14px;font-size:1rem;font-family:inherit;border:1.5px solid var(--line);border-radius:10px;background:#fff;color:var(--ink)}.field input:focus,.field select:focus{border-color:var(--cyan)}fieldset.field{border:0;padding:0;margin:0}.choice-row{display:flex;flex-wrap:wrap;gap:10px}.choice{position:relative}.choice input{position:absolute;opacity:0}.choice span{display:inline-block;padding:10px 16px;border:1.5px solid var(--line);border-radius:999px;cursor:pointer;font-weight:600;background:#fff}.choice input:checked+span{border-color:var(--cyan);background:var(--ice);color:var(--navy)}.choice input:focus-visible+span{outline:3px solid #f59f00;outline-offset:2px}.consent{display:flex;gap:10px;align-items:flex-start;font-size:.92rem;color:var(--muted)}.consent input{margin-top:4px;width:18px;height:18px;flex:none}.form-error{color:var(--alert);font-weight:600;font-size:.92rem;min-height:1.2em}.hp-field{position:absolute;left:-10000px;width:1px;height:1px;overflow:hidden}.notice{border-left:4px solid var(--cyan);background:var(--ice);padding:14px 18px;border-radius:0 10px 10px 0;color:var(--ink)}.center{text-align:center}.mt-0{margin-top:0}.visually-hidden{position:absolute!important;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}.cookie-banner{position:fixed;left:16px;right:16px;bottom:16px;z-index:70;max-width:640px;margin:0 auto;background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:0 10px 30px #0b2a4a33;padding:18px 20px;font-size:.95rem}.cookie-banner p{margin:0 0 12px}.cookie-actions{display:flex;gap:10px;justify-content:flex-end;flex-wrap:wrap}.prose blockquote.notice{margin:1.2em 0}.prose blockquote.notice p{margin:0}.tags a{color:inherit;text-decoration:none}.tags li:has(a):hover{border-color:var(--cyan)}.page-figure{margin:0 0 28px}.page-figure img,.card-figure img{display:block;width:100%;height:auto;aspect-ratio:1344 / 768;object-fit:cover;border-radius:var(--radius);background:var(--ice)}.page-figure--wide{margin:28px 0 0}.card-figure{margin:-4px 0 14px}